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This Month's Newsletter Focus is Insurance Awareness
Insurance plays an important role in sound financial planning and is an important part of financial education.
- Peace of Mind - Insurance can minimize or eliminate financial stress to help you live peacefully.
- Financial Security - Insurance is a safety net to safeguard against unexpected events.
- Encourage Saving - Insurance can help reduce long-term expenses.
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This Month's Newsletter Focus is Back-to-School Shopping!
It’s time to buy new clothes, classroom supplies, and maybe a laptop now that it is time to return to school! However, before you start spending money, take some time to create a budget and implement shopping strategies.
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This Month's Newsletter Focus is Financial Independence!
In celebration of Independence Day, we’re highlighting financial independence – with an emphasis on money management. Being financially independent allows you to use the money you have today to live the life you want, and it all begins with how you earn each dollar.
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This Month's Newsletter Focus is Financial Services
In June, we address the principle of Financial Services. For example, how to choose between a bank and a credit union, how they are regulated, and more.
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As stated last month, AB 2215 passed through every Committee and Floor of the Assembly and was full-steam-ahead moving into the Senate. This is a great sign that California is seriously considering providing personal financial education for our students. However, we had to accept substantial amendments that moved the bill away from our original vision of creating a permanent, sustaining private-public partnership to act as a steward over Financial Literacy curricula/program and a resource to schools/teachers.
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This Month's Newsletter Focus is Understanding Credit Reports
Time to address credit reports, good credit scores and the role of credit bureaus. Basically your credit report is just a detailed record of your credit history which is used to determine your credit score as well as other financial decisions by lenders and other parties.
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We have a tremendous opportunity to invest in the financial future of California children. Financial education greatly impacts each individual child, their future family, and our state’s economy. CA drastically lags behind the majority of other states in preparing its youth with financial skills to thrive. California has no financial literacy standards for any grade level. Compounding this crucial issue recent statistics from Next Gen Personal Finance show only 7.4% of Black and Brown students and 7.8% of low-income students have access to a stand-alone personal finance course for graduation. It is time to make financial literacy a priority!
Read more: AB 2215 (Rubio) Continues Through the Legislative Process
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Don't Forget - It is Financial Literacy Month!
We encourage you to support Financial Literacy Month events and initiatives conducted and sponsored by our California Partners, our fellow State Coalitions, and others. This is a unified effort to raise awareness about the importance of financial literacy and the need for effective financial education. Financial literacy is important especially now with the economic uncertainties following Coronavirus (COVID-19), inflation and world events. California Jump$tart is supporting a new Public-Private Partnership - AB 2215 - below. Join us by adding your voice with a Support Letter!
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Don't Forget - April is Financial Literacy Month!
We encourage you to support Financial Literacy Month events and initiatives conducted and sponsored by our California Partners, our fellow State Coalitions, and others. This is a unified effort to raise awareness about the importance of financial literacy and the need for effective financial education. Financial literacy is important especially now with the economic uncertainties following Coronavirus (COVID-19), inflation and world events. California Jump$tart is supporting a new Public-Private Partnership - AB 2215. Join us by adding your voice with a Support Letter!
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UPDATE: AB 2215 just passed the Education Committee!
More information coming soon.
“We can pass any Advanced Placement test you put in front of us, but we don’t know how to manage a bank account.” ~ Lodi Unified School District student
California Jump$tart (CAJ$) is a non-profit 501c(3) that supports and promotes financial education in California. CAJ$ is acting as the lead resource and strongly in support of AB 2215. Below you will find some highlights of the program being introduced.
Read more: AB 2215 Summary & Support Letter - Add your Voice!